@charmcity hahaha, we're navigators.
@Rock and Roll Ken Doll While the employer mandate was postponed for a year, the premium subsidies and Exchanges to help people shop and compare plans will still be available starting on October 1, when open enrollment for Obamacare begins. Also, all those great consumer protections we've been hearing about (no more pre-existing exclusions, no more paying more just because you're a woman) are still going to effect for coverage in 2014.
Because the employer mandate has been delayed for a year, @blueberry mary 's employer doesn't have to pay a fine for not providing health insurance (if @blueberry mary got subsidies to help her afford insurance).
@blueberry mary Open enrollment for Obamacare begins on October 1. When that starts, you'll be able to fill out a simple application to see if you qualify for premium subsidies (which are paid directly to the health plan you choose, lowering what you'll pay out-of-pocket) or Medicaid coverage. You may also qualify for financial help for paying copays. You'll have a menu of plans to choose from, and coverage will begin on January 1, 2014. For more information about Obamacare in New York, you can check out: http://www.healthbenefitexchange.ny.gov/
Until then, you can go to Healthcare.gov to find and compare available plans (and to see if you qualify for any public assistance).
@jaimebee tho I've never even seen this part of Hairpin town before!
@AMc Also, if you receive insurance from your parents or from your employer, the reforms shouldn't affect you. If anything, the law has new rules (already in effect) to keep everyone's premiums lower, such as requiring insurance companies to spend 80% of the money they receive through premiums on health care, instead of admin (salaries, advertising, etc), and requiring insurance companies to be more transparent about why they decide to raise premiums.
Don't scare Hairpin readers about going broke under Obamacare!
Most people our age will soon qualify for the tax credits that will help us buy insurance. Plus, most of us are young women -- before Obamacare, insurance companies could charge us 50 percent more than young men, just because we were women (with possible maternity costs). Under Obamacare, insurance companies can't charge higher insurance prices because of gender.
Also, the report that generated that article is actuarial projections (guesses) about health care costs -- not the actual out-of-pocket expenses you can expect to pay when Obamacare goes into effect.
This is great! Agree about the sounds of these words. I want to memorize this.
@frigwiggin I didn't know what PUA.txt was so I looked it up on Twitter. I feel sick to my stomach.
@Emby Love the Dizz/Dizzy Izzy's! My favorite place in all of Baltimore, and the best place to cure a hangover. Delicious Old Bay bloodies with an avocado omelette or black and blue burger.
@LacunaKale My mom used to arrange a family vacation for the March of Life day, so I was always conveniently out of school!